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(AVAILABLE ONE WEEK PRIOR TO SEMINAR)

8:30AM - 9:20AM - DATA ENCRYPTION

Travis Ramsey, BizTech

9:20AM - 10:10AM -SOCIAL SECURITY ADMINISTRATION

Representative of SS Administration

10:25AM - 11:15PM - MARKET UPDATE: THE ECONOMY AND ASSET ALLOCATION

Philip S. Blancato, Landenburg Thalmann Asset Mgmt.

11:15PM - 12:05PM -DEFINED BENEFITS: SOCIAL SECURITY AND PENSIONS

Ray Alissa, AXA Equitable

12:25PM - 1:15PM - THE PENSION CRISIS; MARKET TURBULENCE; ANSWERS TO YOUR QUESTIONS

 A panel discussion, JCM Financial Services Inc.

1:20PM - 2:05PM -RETIREMENT PLANNING CHALLENGES

Howard Davis, Protective Life

2:05PM - 3:10PM -SHARED SERVICE CENTERS; FINANCIAL CENTRALIZE FUNCTIONS

Eleazar Ortega and Sean Wilson, Tyco

3:10PM - 4:10PM - BUSINESS PLANNING CONCEPTS AND STRATEGIES

Jane Cruickshanks & John Marquardt, JCM Financial Services Inc.